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Tuesday 28 April 2026 11:04

Italy makes electric scooter insurance compulsory from 16 July

Operating an e-scooter without a valid licence plate or required insurance will be subject to a fine between €100 and €400.Electric scooter owners in Italy will be required to hold third-party liability insurance from 16 July 2026, following a joint circular issued by the ministries of enterprises and transport.The deadline was set after the ministries accepted a request from ANIA, the national association of insurance companies, which had highlighted various requirements that prevented the earlier introduction of the obligation. Extended deadline The original deadline had been 16 May, but the delay was necessary because of technical difficulties related to ensuring data flows between the transport ministry's scooter platform, ANIA's insurance database, and the individual insurance companies. A separate obligation for scooter owners to affix an identification plate (contrassegno identicativo) to their vehicles remains in force from 17 May, since the insurance requirement is directly linked to the ability to uniquely identify each vehicle. The legal framework for the new rules derives from laws passed in November 2024 which introduced three specific obligations for electric scooters: the wearing of a helmet, the display of an identification plate, and third-party liability insurance cover. The helmet requirement entered into force in December 2024. Insurance Applications for the insurance policy and identification plate can be made by adults and by minors aged 14 and over, with under-18s requiring a parent or guardian to submit the application on their behalf. This policy provides coverage for third-party liabilities incurred while operating the scooter, including injuries to pedestrians and cyclists or damage to other vehicles. Annual premiums typically range from €25 to €150, with costs determined by the specific policy type and any selected add-ons. Owners should note that a standard household liability policy is generally not sufficient, as the policy for scooters must be registered on the ANIA platform and linked to the scooter's identification code in order to be legally valid. "If the scooter is shared by multiple family members, such as parents and adult children, it's worth considering whether the third-party liability insurance policy includes a clause covering all drivers or just the registered owner" - according to the transport ministry - "In the latter case, an accident caused by a family member not listed in the policy may not be covered." Operating the vehicle without a valid licence plate or required insurance is subject to a fine between €100 and €400. Once fully operational, the system will allow law enforcement to carry out real-time cross-checks between the scooter's identification plate and its insurance cover via the interoperable MIT and ANIA platforms. Licence plates Transport minister Matteo Salvini on Monday visited the Puglia plant of the Istituto Poligrafico e Zecca dello Stato (IPZS) - the state mint - which is producing the new identification plates for e-scooters. "We are proud that the Istituto Poligrafico e Zecca dello Stato is once again at the forefront of developing new security and safety tools, continuing to represent a concrete investment for the country every day," Michele Sciscioli, CEO of IPZS, said during Salvini's visit. The licence plates are produced with an adhesive plastic backing, "made with high-resistance materials and anti-counterfeiting technologies," and feature a unique alphanumeric code and the seal of the Italian Republic. For full details, including frequently asked questions, see ministry website.

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read the news on Wanted in Rome - News in Italy - Rome's local English news



Electric scooter owners in Italy will be required to hold third-party liability insurance from 16 July 2026, following a 
joint circular
 issued by the ministries of enterprises and transport. The deadline was set after the ministries accepted a request from ANIA, the national association of insurance companies, which had highlighted various requirements that prevented the earlier introduction of the obligation. The original deadline had been 16 May, but the delay was necessary because of technical difficulties related to ensuring data flows between the transport ministry's scooter platform, ANIA's insurance database, and the individual insurance companies. A separate obligation for scooter owners to affix an identification plate (contrassegno identicativo) to their vehicles remains in force from 17 May, since the insurance requirement is directly linked to the ability to uniquely identify each vehicle. The legal framework for the new rules derives from 
laws passed in November 2024
 which introduced three specific obligations for electric scooters: the wearing of a helmet, the display of an identification plate, and third-party liability insurance cover. The helmet requirement entered into force in December 2024. Applications for the insurance policy and identification plate can be made by adults and by minors aged 14 and over, with under-18s requiring a parent or guardian to submit the application on their behalf. This policy provides coverage for third-party liabilities incurred while operating the scooter, including injuries to pedestrians and cyclists or damage to other vehicles. Annual premiums typically range from €25 to €150, with costs determined by the specific policy type and any selected add-ons. Owners should note that a standard household liability policy is generally not sufficient, as the policy for scooters must be registered on the ANIA platform and linked to the scooter's identification code in order to be legally valid. "If the scooter is shared by multiple family members, such as parents and adult children, it's worth considering whether the third-party liability insurance policy includes a clause covering all drivers or just the registered owner" - according to the 
transport ministry
 - "In the latter case, an accident caused by a family member not listed in the policy may not be covered." Operating the vehicle without a valid licence plate or required insurance is subject to a fine between €100 and €400. Once fully operational, the system will allow law enforcement to carry out real-time cross-checks between the scooter's identification plate and its insurance cover via the interoperable MIT and ANIA platforms. Transport minister Matteo Salvini on Monday visited the Puglia plant of the Istituto Poligrafico e Zecca dello Stato (IPZS) - the state mint - which is producing the new identification plates for e-scooters. "We are proud that the Istituto Poligrafico e Zecca dello Stato is once again at the forefront of developing new security and safety tools, continuing to represent a concrete investment for the country every day," Michele Sciscioli, CEO of IPZS, said during Salvini's visit. The licence plates are produced with an adhesive plastic backing, "made with high-resistance materials and anti-counterfeiting technologies," and feature a unique alphanumeric code and the seal of the Italian Republic.
For full details, including frequently asked questions, see 
ministry website
.
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